Planned or unplanned, it can be hard to be financially ready for everything life brings. Sometimes you need access to money quickly, and we get that. And while many big banks are no longer offering a personal line of credit, Patelco is here for you.
Our 签名 信贷额度 gives you:
No annual fee and fixed rates as low as 12% 4月1
最高50,000美元 credit limit and draw up to 100% of your credit limit without restrictions
Incur interest only on funds borrowed – and includes budget-friendly, flexible repayment options
Access your funds online, by ATM, by phone, or at a local branch
The 签名 信贷额度 is a revolving credit line designed to provide greater flexibility and access to cash for members who need it. Since you only pay interest on the amount borrowed, this loan is a great option for planned or unplanned expenses. A 签名 信贷额度 also allows you to pay on the balance and borrow again (within your credit limit) without reapplying.
There is no cash advance fee on this line of credit. As with any unsecured loan, you may incur a late fee if your monthly payment is not made by the payment due date.
是的. A 签名 信贷额度 allows you to pay on the balance and borrow again (within your credit limit) without reapplying. Just as a credit card allows, but in this case a card is not issued.
Patelco在线™ helps you stay up to date on all your personal loan details. We make it simple and safe to:
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1 4月 = Annual Percentage Rate. All loans are subject to credit approval, restrictions apply, rates are subject to change. Loan rates offered effective 4/05/2023. Patelco offers a range of base rates and discounts that depend on factors such as credit type, 信用记录, and Patelco account relationship. Actual rates are disclosed to approved applicants in writing prior to loan consummation. The 4月 range is 12.00% to 17.90% for 签名 信贷额度. Minimum payment is 2% of the unpaid balance or $46.00, whichever is greater. To learn more about rates, 条款, and exclusive discounts for members, such as Commitment Household, 呼叫。 800.358.8228 or visit any Patelco branch.